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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 2/12/2008. |
| Rate Description |
Term |
Payment Description |
APR |
APR Type |
| Unsecured Loan up to $5,000.00 |
up to 60 mos. |
|
13.50% |
Fixed |
| Visa unsecured up to $20,000.00 |
|
|
8.90% |
Fixed |
| Visa - share secured |
|
|
5.00% |
Fixed |
| Autos, lite Trucks - New |
up to 60 mos. |
|
6.50% |
Fixed |
| Autos, lite Trucks - Used |
up to 60 mos. |
|
7.00% |
Fixed |
| Motor Homes/Rvs - New |
up to 180 mos. |
|
7.50% |
Fixed |
| Motor Homes/RVs - Used |
up to 180 mos. |
|
8.00% |
Fixed |
| Motorcycles - New |
up to 60 mos. |
|
11.50% |
Fixed |
| Motorcycles - Used |
up to 60 mos. |
|
12.50% |
Fixed |
| Boats - New |
up to 120 mos. |
|
10.00% |
Fixed |
| Boats - Used |
up to 120 mos. |
|
11.00% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates Temporarily Not Available
| Rates as of 05/01/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| 10,000.00 Certificate |
6 mos |
N/A |
N/A |
| 50,000.00 Certificate |
6 mos |
N/A |
N/A |
| 10,000.00 Certificate |
12 Mos |
N/A |
N/A |
| 50,000.00 Certificate |
12 Mos |
N/A |
N/A |
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 1/01/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| 5.00 TO 5,000.00 |
monthly |
0.50% |
0.50% |
| 5,005.00 TO 15,000.00 |
monthly |
0.75% |
0.75% |
| 15,005.00 TO 25,000.00 |
monthly |
0.75% |
0.75% |
| 25,005 and above |
monthly |
1.00% |
1.00% |
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| Christmas Club |
12 Months |
1.00% |
1.00% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
IRAs
| Rates as of 2/12/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| IRA |
monthly |
2.00% |
2.02% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
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